Seedling Fund.

The Seedling Fund has been designed to help small businesses and social enterprises by providing interest free, micro-loans and mentorship.

All loans are for NZD $1,000 and funds should be used to help grow your small business and deliver positive societal or environmental impact.

Any/all businesses and organisations based in Aƍtearoa New Zealand will be considered.

The Fund is currently accepting Expressions of Interest and is due to begin lending in Q1-2021.

For any questions or if you need assistance, please email us on

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Expressions of Interest
If you don't have one, you can just leave this field blank.
Please write a brief application detailing: 1) what you need funding for, 2) how having access to this funding will help your project, and 3) what positive societal outcomes you're hoping to achieve by having access to funding.
We need this so that we can let you know the outcome of your funding application.
Click or drag a file to this area to upload.
Upload your business plan, case study etc.
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Other Information

  • There is no guarantee that your application will be successful.
  • Applicants will be advised on a rolling basis whether their application is successful or not.
  • Mentorship is on an ad hoc basis but each successful applicant is entitled to minimum 3 mentoring sessions.
  • Seedling Consulting has sole responsibility for judging applications.
  • There is no limit to how many times an organisation can apply in good faith.
  • Funds advanced are loaned to the recipient and are repayable upon demand, no more than once per year, at a maximum of 5% of business revenue/annum until the loan is repaid in full.
  • We may request further information from you to assist with our decision making process.
  • This fund has been created for the broad purpose of helping small businesses and social enterprises succeed.
  • Organisations with a social or environmental mission will be prioritised for loan funding.
  • By submitting your application, you agree to allow Seedling Consulting to use information you provided in your application to promote the Seedling Fund.